As a business owner, you work long hours and deal with a variety of issues, taking you away from operating your garage. We realize insurance should not be one of them. Whims Insurance Agency can deliver a superior insurance program, using a program specifically for auto service businesses. Additionally, you may be eligible for multi-year policies on most coverages.
The nuts and bolts...
The Whims Agencies Policy:
- provides coverage for all causes of loss, except those specifically excluded in the policy for your buildings and business personal property, including property in transit, off premises at temporary locations or at fairs or exhibitions
- covers your actual loss sustained for business income and extra expense for a period up to 12 consecutive months when your business is interrupted due to a covered cause of loss
- pays for a covered direct loss, business income loss and related extra expenses caused by the partial or complete suspension of off-premises power, water or communication services to your premises, excluding overhead transmission and distribution lines
- includes coverage for accounts receivable
- covers the theft of money
- includes coverage for employees' tools used in your business
- provides coverage for pollutant clean up and removal at your named location due to a covered loss to your property
- provides General Liability protection against covered claims for injury to others or damage to their property arising out of your garage business for which you are legally liable
- includes premises medical payments coverage
This is not a policy. Contact Whims Insurance Agency for a complete statement of the coverages and exclusions.