As a finish carpenter, drywaller, painter or landscaper - between worrying about taxes, payroll, healthcare costs, industry rules and regulations, you have enough to think about. The Whims Agency can help you navigate the risks and give you piece of mind, allowing you to focus on other aspects of your business. Our carriers specialize in programs specifically designed for Contractors and their unique insurance needs.
Contractor Insurance Concerns:
- Property - The mobile nature of your business requires more than just the average property coverage. Do you currently have coverage for all your tools and equipment? How confident are you that materials left on a job site are covered if stolen? Whims can help you be sure your equipment and materials are properly covered.
- Liability - Whether you are a General Contractor or a Subcontractor, you have unique liability needs. We have several programs designed specifically for you.
- Workers Compensation - We have access to many Workers Compensation carriers, some of whom offer deviated rates if you belong to certain trade associations. We have access to resources designed to help you maintain a safer job site— resulting in lower premiums over time.
- Automobile - We can take care of all of your Commercial Auto needs. Whether you have one vehicle or a fleet, we have cost saving plans available for every business.
- Bonds - Whether you have been in business for years, or are just starting out, we can help you with the bonds you need for permits or bids.